Exactly just just How car that is much could I get authorized for

TFCU makes borrowing effortless. Loan pre-approval, payroll deduction, phone-a-loan solution, online applications and competitive rates of interest make TFCU the spot to invest in your entire automobile requirements.

New Automobile Financing feature:

  • Repayment terms as much as 96 months
  • As much as 60 months, minimum loan $5,000
  • For 61 to 72 thirty days term, minimal loan is $10,000
  • For 73 to 84 month term, minimal loan is $20,000
  • For 85 to 96 term that is month minimal loan is $30,000
  • To qualify as new, car should be model that is current or 1 previous model year, untitled (no past owner), with lower than 5,000 miles. Relates to acquisitions from brand new automobile dealers only.
  • The maximum financing available will undoubtedly be decided by the credit history for the applicant.
  • The purchase cost might maybe not surpass MSRP/NADA Retail plus sales taxation and warranty.
  • Automobiles with commercial dishes may not be financed being a customer brand brand brand New car finance.
  • TFCU will not fund autos that are new from dealers found not in the 50 united states of america.
  • TFCU doesn’t fund automotive loans with rebuilt or salvaged titles.
  • TFCU will not fund automobiles bought at auction or from wholesale dealers as a consumer brand New car best student loan loan.
  • TFCU will not fund cars for livery; must be use that is personal.
  • Warranty purchase available
  • GAP Insurance purchase available.
  • Minimal re re payment “balloon” funding available – terms of 24, 36, 48, or 60 months and susceptible to ALG supply.

Used Automobile Loans function:

  • Repayment terms as much as 84 months
  • As much as 60 thirty days term, minimal loan is $5,000, maximum car age is 7 model years (including present model year)
  • As much as 61 to 72 thirty days term, minimal loan is $10,000, optimum vehicle age is 4 model years (including model year that is current
  • As much as 73 to 84 thirty days term, minimal loan is $20,000, optimum vehicle age is 4 model years (including model year that is current
  • Low re re payment “balloon” financing available – regards to 24, 36, 48, or 60 months, at the mercy of automobile age limitations and ALG supply.
  • Cars with commercial dishes can not be financed as a customer applied car finance.
  • TFCU will not fund utilized autos purchased from dealers found not in the 50 usa.
  • TFCU will not fund automotive loans with rebuilt or salvaged titles.
  • TFCU will not finance cars bought at auction or from wholesale dealers being a customer applied Auto Loan.
  • TFCU will not fund automobiles for livery; must be use that is personal.
  • Warranty purchase available
  • GAP Insurance purchase available.

Brand New and Used Car Refinances

  • Need a minimum of a couple of years staying in the term that is original.
  • Cannot exceed current term of loan being refinanced
  • Brand brand brand New and auto that is used apply, depending on summary of name and initial purchase contract / loan contract.
  • The vehicle must be current or 1 prior model year old, have been purchased as new, and the refinance must be completed within 12 months of the original purchase date to qualify as a new auto refinance.
  • Maybe maybe Not qualified to receive purchase or marketing rates
  • Cars with commercial dishes can not be refinanced as being a Consumer Auto Loan.
  • Automobiles with rebuilt or salvaged titles aren’t able to be refinanced as a Consumer Auto Loan..
  • TFCU doesn’t fund cars for livery; must be personal only use.

To find out more, go to some of our conveniently found branches, or call (631) 698-7000, expansion 6790.

All prices and terms are susceptible to alter with no warning.

Featured Prices

New Auto, Trucks APR*
12 to 60 months 3.09%
61-72 months 3.49%
73-84 months 4.49%
85-96 months 4.99%

See All

*APR = Apr. All prices are susceptible to alter with no warning.

61-72 Mo. Minimal Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimal Loan $30,000